Money advice

Debt and budget advice can help you to boost your income, manage your money and deal with your debts.


If you need debt advice before applying for one of our schemes, the following non-profit organisations will be able to help:

Helpful organisations

StepChange

If you’re vulnerable due to age, mental health or capacity you are able to get extra help via a free advocacy service.

StepChange

National Debtline

If you’re struggling to make ends meet, use the National Debtline’s cost of living hub to learn about help that might be available to you.

National Debtline

Citizens Advice

Specialist caseworkers at Citizens Advice are trained to deal with any type of debt, including repossessions and negotiation with creditors.

Citizens Advice

Scope

Scope gives free and impartial advice with managing your energy and water needs.

Scope - Disability Energy Support

deafPLUS

The deafPLUS helpline is delivered via live chat using either Skype or Facetime to deliver advice on benefits, housing, employment, and debt.

deafPLUS

Money Wellness

Will help you sort out your financial problems however big or small. From budgeting help to money-saving tips and solutions that could make your borrowing more manageable.

Offering help and support to help you take control of your financial situation, and achieve your financial goals.

Money Wellness

 

Friends Against Scams

Friends Against Scams is a National Trading Standards Scams Team initiative, which aims to protect and prevent people from becoming victims of scams by empowering people to take a stand against scams.

Friends Against Scams

Stop Loan Sharks

Stop Loan Sharks investigates and prosecutes illegal money lenders and provides support for borrowers in the UK. If you have borrowed from a loan shark or are worried about someone else, they're there to help and keep your safe.

Stop Loan Sharks

Other tools for you

Bill prioritiser

Money Helper’s bill prioritiser can help you to sort your bills and payments in the right order.

Bill prioritiser

Benefits calculator

Use Turn2us’s calculator to find out what means-tested benefits you may be entitled to.

Benefits calculator

Debt test

StepChange's 60-second debt test will help you to identify whether you need debt advice.

Debt test