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Money advice
Debt and budget advice can help you to boost your income, manage your money and deal with your debts.
If you need debt advice before applying for one of our schemes, the following non-profit organisations will be able to help:
Helpful organisations
StepChange
If you’re vulnerable due to age, mental health or capacity you are able to get extra help via a free advocacy service.
National Debtline
If you’re struggling to make ends meet, use the National Debtline’s cost of living hub to learn about help that might be available to you.
Citizens Advice
Specialist caseworkers at Citizens Advice are trained to deal with any type of debt, including repossessions and negotiation with creditors.
Scope
Scope gives free and impartial advice with managing your energy and water needs.
deafPLUS
The deafPLUS helpline is delivered via live chat using either Skype or Facetime to deliver advice on benefits, housing, employment, and debt.
Money Wellness
Will help you sort out your financial problems however big or small. From budgeting help to money-saving tips and solutions that could make your borrowing more manageable.
Offering help and support to help you take control of your financial situation, and achieve your financial goals.
Friends Against Scams
Friends Against Scams is a National Trading Standards Scams Team initiative, which aims to protect and prevent people from becoming victims of scams by empowering people to take a stand against scams.
Stop Loan Sharks
Stop Loan Sharks investigates and prosecutes illegal money lenders and provides support for borrowers in the UK. If you have borrowed from a loan shark or are worried about someone else, they're there to help and keep your safe.
Other tools for you
Bill prioritiser
Money Helper’s bill prioritiser can help you to sort your bills and payments in the right order.
Benefits calculator
Use Turn2us’s calculator to find out what means-tested benefits you may be entitled to.
Debt test
StepChange's 60-second debt test will help you to identify whether you need debt advice.